According to a report by the Real Estate Credit Union (UCI), 72% of buyers cite the property prices as their main concern, while 49% prioritise finding a location that meets their needs.
The importance of being able to afford a property with one’s own salary has risen by nearly two percentage points since the previous survey, particularly among women, at 54%.
Job stability is also gaining significance compared to 2024, cited by 39% of buyers, with concern highest among those under 54 (42%), those earning less than €21,000 annually (48%) and residents of Andalusia (51%).
The progressive decline in interest rates ranks fifth in importance (38%), followed by access to mortgage financing, at 33%.
Among the main measures buyers propose to improve access to housing are reducing purchase-related costs (56%), increasing salaries (55%) and lowering interest rates, which, at 51%, are down six percentage points compared to the previous year.
Other suggestions include reinstating tax incentives for first-time homebuyers (44%), providing 100% mortgages (43%), and, to a lesser extent, promoting rent-to-own schemes (33%) and increasing the stock of social housing (31%). Only 15% of respondents consider the ICO guarantee scheme for young people or families with dependent children to be effective.
Squatting and rising household costs top housing concerns for Spaniards
Illegal occupation and rising household expenses are the biggest concerns for Spaniards when it comes to housing, according to the annual barometer by the Mutua Propietarios Group. The survey also highlights growing fears over rising rents and changes in housing laws.