Financial advice in Spain

As the 2025–2026 school year approaches, some regions in Spain have already started confirming their term dates.

One of the main challenges when purchasing a home is securing a mortgage that satisfies both your requirements and those of the lender.

Are you a non-resident looking to buy property in Spain? Whether it’s a holiday home or an investment, understanding your mortgage options as a non-resident is essential before making a purchase.

From 1 July, the Ministry of Transport and Sustainable Mobility will introduce free public transport for children under 15 and a nationwide commuter train pass for just €20 per month, covering all areas and towns in Spain.

Well, well, well. Who could have guessed?The Union formally opened an inquest against Spain on the 18th of June 2025 for unlawful tax discrimination of non-residents.Spain levies an annual non-resident tax (in Spanish, Impuesto sobre la Renta de No Residentes or IRNR for short).

A new draft bill in Spain proposes doubling property prices for non-EU buyers, aiming to curb foreign investment in certain regions and make housing more accessible for locals. If passed, the legislation could significantly impact non-European investors, particularly in popular coastal and urban areas.

The Socialist Parliamentary Group (PSOE) has introduced a bill aimed at promoting affordable rental housing.

Understanding which appliances consume the most energy is the first step towards using them more efficiently.

Registering your address, "empadronamiento" in Spanish, is an administrative requirement that confirms a person's habitual residence.

When buying or selling a home, the process involves not only the value of the property itself but also additional costs such as notary fees, property registration, taxes and other administrative expenses.A common question arises: which costs of a property transaction are the buyer's responsibility,

The time is fast approaching for millions of people to begin the process of filing their income tax returns in Spain. To simplify this task, the Tax Agency has announced the official deadlines for this year’s campaign, covering online, telephone, and in-person submissions.

Minimum wage is a crucial benchmark that establishes the minimum compensation a worker should receive for their working hours.

Do you want to sell your house but are unsure of the costs involved? Unfortunately, there isn't a simulator that automatically calculates this, as it depends on various factors.

The Andalusian Government has approved a set of tax incentives aimed at combating depopulation in villages.

One of the biggest challenges in Spain’s housing market is the difficulty millions face in purchasing a property, particularly among groups such as young people, families with children or dependent relatives and those with limited financial resources.Macroeconomic, labour and social conditions, alon

There are many considerations for those exploring the potential of a new life in Spain.

On Monday the 13th of January, Spain’s president proposed to levy a tax of 100% tax on home purchases by non-EU nationals (e.g. American and British citizens).

ING has released a report highlighting the pressing need to advance the energy transition within Spain's housing market.

For expats and non-resident buyers aspiring to own a home in Spain there’s a lot to learn.

Banks are set to begin offering instant money transfers at the same cost as standard ones starting next month, following the government’s schedule for implementing this European Union (EU) initiative.From 9 January 2025, credit institutions will be required to provide instant transfers within the si

Spain is a dream destination for property buyers, offering an affordable and desirable blend of sun-soaked beaches, vibrant cities, and charming countryside retreats.

Spain has long been a dream destination for property buyers seeking sunny skies, beautiful beaches, and a laid-back lifestyle, whether looking for a second home, quiet spot for retirement or an investment opportunity.No matter the reason for your purchase, understanding the Spanish mortgage system i

Buying property in Spain is a dream for many, whether as a holiday home, retirement spot, or investment.

The Madrid Assembly has given final approval to the tax incentive for foreign investors, along with a series of tax deductions for housing.According to the regional government's estimates, the eight new aids approved for housing and depopulation will result in a tax saving of over €150 million for M

The Valencian Council has approved a decree law establishing extraordinary tax measures to provide immediate support to families and companies affected by the recent floods for those taxes over which the Valencian Community has regulatory powers.