Insurance in Spain

Amid a rental market plagued by limited supply and soaring prices, idealista is introducing an innovative rental insurance policy for tenants. The plan covers up to 12 months of unpaid rent, along with water, electricity and gas bills, should the tenant be unable to pay. It also includes legal expenses related to eviction proceedings or claims for outstanding amounts, offering comprehensive protection in uncertain times.

Summer is prime time for thieves, with burglaries rising 4.5% in June, July and August. If your home is burgled, you may ask: what does home insurance cover? It’s crucial to understand the difference between burglary and theft, two terms often confused but treated differently by insurers. While both involve loss of belongings, the coverage can vary. We’ll clarify these concepts and answer your key questions about home insurance protection.

Facing the illegal occupation of a property is undoubtedly one of the biggest concerns for property owners in Spain. In addition to the uncertainty of how to proceed, it often involves legal complications, property damage and potential financial losses.

When you decide to rent a property, the big question always arises: How can you protect yourself against possible non-payment or damage caused by the tenant? This is where tenant default insurance comes into play – a tool that protects landlords. But who pays for it, the tenant or the landlord?

We never really think about our home insurance until we need to: when something happens, i.e. a broken window, a jammed door, a broken toilet, etc. But remember, your home insurance covers them. Is it worth paying for home insurance?

All homes in Spain must have home insurance. Home insurance is important to consider if you are buying a property in Spain.

When you receive payment from your home insurance policy, you probably think that it doesn't compensate you: you pay it religiously and you never give up anything. Until one day some mishap occurs and you are delighted to have it hired.

A big part of getting settled when you move to Spain is having a car. Whether you bring it over with you from home and get it registered or you buy a Spanish car while you’re out here, you’ll need to get insured. Where can you get Spanish car insurance? What type of coverage is there?

When it comes to making an investment as life changing as the purchase of a house, having home insurance seems indispensable.