Rent to buy Spain

For many, renting can feel like paying for a home without ever owning it. Buying is the alternative, but it comes with a significant financial commitment—especially with mortgage interest rates still relatively high.

On 15 September, the Spanish government announced a new package of measures designed to make housing more accessible for young people.

The lax monetary policy from central banks, printing money to no end, over the last years has led to a huge inflation spike.

There are several ways to buy a property in Spain, from the typical sale to rent-to-own schemes, allowing the tenant to purchase the property they occupy after paying a monthly rent for a specific period.

With mortgage interest rates rising steadily this year and Spaniards' strong attachment to the sense of ownership, rent-to-own is becoming a more and more popular option for buying the property you fell head over heels for at first sight or the ideal property for your specific circumstances at that

When it comes to housing, the most common question is: should I buy or rent? But there is a halfway option that lets you enjoy the benefits of both.

For a rental in Spain to be as secure as possible, both for the landlord and the tenant, a Spanish rental contract must be drafted correctly and clauses must be added that protect the lease.

Rent to buy is an attractive alternative for those people who do not have access to the financing they need to buy a house. This option allows you to live in a home while paying rent and later decide whether to buy it.

The COVID-19 pandemic and the potential economic crisis in Spain caused by it, together with some changes in property valuations made by Banco de España (the Bank of Spain) are just some of the reasons why potential house buyers in Spain without sufficient savings will not be abl

Renting with the option to buy is one of the most recurrent contracts today in Spain, although it isn't as easy as it seems. It is an atypical complex contract, which has no specific legal regulation, as it is a contract that contains two legal businesses (renting and purchase option).&nb

Good news for anyone with a rent-to-own property in Spain – the Spanish Supreme Court has declared in a recent ruling that money paid for a rent-to-buy home scheme is tax deductible in the IRPF tax declaration for investment in property. This means that the High Court takes this type of lease to be

Having doubts about whether you should buy or rent is very common. On one hand, buying a home in Spain requires a significant initial input of money, but on the other hand, spending your whole life paying the rent on a house that you will never own is not necessarily an appealing option.