Financial advice in Spain

One of the main concerns for any foreign property buyer is how the exchange rate will affect the final cost of the purchase.If the sale is to be completed in euros, but the buyer’s income and savings are in pounds, dollars, or another currency, the exchange rate can fluctuate between the date of the

In 2025, Spain has implemented a nationwide waste management tax, officially known as the Tasa de Basuras.

Knowing your home's energy efficiency is essential to understanding how much energy it consumes and how much you could save on your bills. This information not only affects the comfort and value of your property but is also required for real estate transactions such as sales or rentals.

Spain’s economy continues to outperform expectations, strengthening the nation’s property market and inspiring confidence among both domestic and international buyers.According to Spain’s National Statistics Institute (INE), GDP growth for 2024 has been revised upwards from 2.9% to an impressive 3.5

Gas boilers, responsible for 10% of global CO₂ emissions, are being phased out across the EU from 2025 under energy efficiency directives. Cleaner alternatives like heat pumps and biomass systems offer savings, subsidies, and increased property value.

If you’re a foreign national in Spain with a Foreigner Identification Number (NIE by its Spanish acronym) and have recently acquired Spanish citizenship, you may be wondering how to change your NIE to a National Identity Document (or DNI) to update and regularise your administrative status.

The Spanish government is set to significantly raise social security contributions for self-employed workers, known in Spanish as "autónomos", starting in 2026.

In 2023, Pozuelo de Alarcón (Madrid) retained its position as the Spanish town with the highest average declared gross income for the fifth consecutive year, reaching €88,011 – a 3.2% increase on 2022.

Every time we make a bank transfer, an alphanumeric code appears – one we might overlook but which is crucial to ensuring the money reaches its intended destination without error: the IBAN (International Bank Account Number).Since its introduction, the IBAN has become an essential tool for direct de

The Spanish residential market enters 2025 with a renewed surge in prices. According to donpiso, the average home value is set to rise 7% over the year, surpassing €1,900 per square metre. Driving this trend are moderate interest rates, strong demand and a limited supply of new homes.

Over the past decade, Spain has experienced one of the steepest rises in family living costs among European countries. Increasing prices for housing, food and utilities have placed a significant strain on household budgets, making day-to-day expenses more challenging for many families.

Many people still have old Spanish pesetas tucked away, unaware of their potential value. While no longer in circulation, certain coins and notes can be worth far more than their face value to collectors. Find out how much your old Spanish currency could be worth today.

A global study conducted by US News & World Report, in collaboration with Wharton and WPP, has revealed which countries enjoyed the best international reputation in 2024.

Fourteen Spanish airports feature in the 2025 AirHelp Score ranking, which ranks the world’s top 250 airports based on punctuality, passenger experience and service quality.Bilbao Airport tops the national list and ranks 16th globally, making it the second-best airport in Europe.The AirHelp Score, c

Thinking about retiring to Spain? With a laid-back lifestyle, year-round sunshine, and excellent healthcare, Spain continues to attract thousands of British and American expats each year.

If you live in Spain — or are planning a move — you’re in luck: you’re in one of the ice cream capitals of Europe.

The Councils of A Coruña and Santiago de Compostela, two of the most visited cities in the Galicia region of Spain, have approved an ordinance requiring tourists staying overnight to pay a so-called “tourist tax”.This move follows a growing trend among Spanish towns and cities to introduce similar c

How much does it cost to install or replace a home's electrical system?It’s one of the most common questions among those renovating or building a home from scratch.And understandably so, like any other project, the final cost depends on several factors, such as the size of the property, the expertis

If you're considering relocating to Southern Europe, understanding how taxation differs between Spain and Portugal is essential. Both countries offer beautiful weather, excellent healthcare, and vibrant cultures, but their tax systems vary significantly, especially for foreign residents.This gu

One of the most common questions when preparing to move in Spain is: how much will it cost?The cost can vary greatly depending on several factors, including the distance of the move, the volume of your belongings, the services you choose and even your location.

If you're weighing up a move to southern Europe, Spain and Portugal are two of the most appealing destinations for expats and retirees alike. Both countries offer beautiful weather, historic cities, a relaxed pace of life, and world-renowned cuisine.

As the 2025–2026 school year approaches, some regions in Spain have already started confirming their term dates.

One of the main challenges when purchasing a home is securing a mortgage that satisfies both your requirements and those of the lender.

Are you a non-resident looking to buy property in Spain? Whether it’s a holiday home or an investment, understanding your mortgage options as a non-resident is essential before making a purchase.

From 1 July, the Ministry of Transport and Sustainable Mobility will introduce free public transport for children under 15 and a nationwide commuter train pass for just €20 per month, covering all areas and towns in Spain.