Buying process

A new EU-wide ceiling on large payments is due to apply from 10 July 2027, setting a maximum of €10,000 for commercial cash payments across the blocA €10,000 ceiling for commercial cash paymentsRegulation (EU) 2024/1624 introduces a Union-wide limit on large cash payments above €10,000.

Disclaimer: the information contained in this article is provided for general information purposes only and may not reflect the most current legal developments.

Getting the cadastral reference of a house or property in Spain is relatively straightforward and requires very little paperwork. This unique property identifier can be found through the Spanish Land Registry (Catastro).

One of the main concerns when buying property in southern Europe as a foreign buyer is how the exchange rate will affect the final cost of the purchase.If the sale is to be completed in euros, but the buyer’s income and savings are in pounds, dollars, or another currency, the exchange rate can

Taxes in Spain differ depending on whether you are buying a new-build (from a developer) or resale property (second-hand property or reventa, in Spanish). In addition to the above, taxes are not uniform in Spain.

Buying in Spain can feel deceptively straightforward. You find a place you love, agree on a price, sign a few documents at the notary and pick up the keys.

Buying a home in Spain looks deceptively simple: agree a price, sign a few papers, and collect the keys.

Buying property in Spain is exciting, but it comes with its own legal procedures and potential pitfalls.

Before you start house-hunting in earnest, it’s important that you know what you’re letting yourself in for financially.

Spring is upon us, and with it comes the best sales season. With this in mind, we’ve published a short article supplying a few basic pointers - by no means exhaustive - that buyers should be mindful of.

Spain continues to attract international property buyers thanks to its climate, lifestyle and relatively accessible housing market.

Properties for sale in Spain with gardens continue to capture the imagination of buyers seeking the perfect balance between indoor comfort and outdoor living. As spring brings longer days and warmer sunshine, there’s no better time to explore homes that truly embrace the Mediterranean lifestyle.

Spain remains one of Europe’s most attractive property markets, drawing international buyers seeking sunshine, lifestyle, and strong investment potential.

Strong demand for housing and limited supply are pushing prices up in Spain. According to the Tecnocasa Group Chair – UPF Market Analysis, resale prices rose 15.3% year-on-year in the second half of 2025, reaching €3,338/m² at year-end – comparable to early 2006, at the height of the housing bubble.

idealista now lets you search for properties across multiple Spanish areas at once. Quickly select towns, neighbourhoods, or provinces in one search, exploring more options without losing precision, directly via the app.

Buying dream home abroad can easily turn into a nightmare when you are working to a fixed deadline. Timescales to complete the transaction can be broader in Southern Europe and the financial and legal aspects of the operation can bring unexpected complexity.

In recent years, millions of people have bought, rented or sold their home on idealista using our grey maps.

Buying a house in Spain as a foreigner in 2026 is perfectly possible, but it comes with its own admin trail: legal checks, a NIE number, a Spanish bank account and a notary appointment, usually in that order.

Buying a home in Spain in 2026 can be one of the most exciting financial decisions you make, whether it’s a sun-soaked villa on the Costa del Sol, a modern apartment in Madrid, or a traditional townhome in Valencia.

Buying property in Spain can be one of the most exciting decisions you make, but it also comes with challenges.

More than three in four prospective home buyers in Spain (76.52%) are unable to purchase a property in their preferred area due to high market prices and limited supply, according to the 2025 Buyer Profile Study in Real Estate Agencies, presented by the Spanish Federation of Real Estate Associations

On 15 September, the Spanish government announced a new package of measures designed to make housing more accessible for young people.

Are you a non-resident looking to buy property in Spain? Whether it’s a holiday home or an investment, understanding your mortgage options as a non-resident is essential before making a purchase.

Despite high property prices in some parts of Spain, favourable mortgage conditions, driven by interest rate cuts from the European Central Bank (ECB), have encouraged prospective buyers to enter the market. This surge in demand has led many homeowners to sell their properties within weeks, or even days. However, such urgency can result in costly errors that affect the final outcome of the sale. Common mistakes include miscalculating municipal capital gains tax, property tax or incurring unexpected notary fees.

The purpose of this article is to provide a general overview of the full legal procedure on buying resale property from a private individual.