Buying process

Are you a non-resident looking to buy property in Spain? Whether it’s a holiday home or an investment, understanding your mortgage options as a non-resident is essential before making a purchase.

Despite high property prices in some parts of Spain, favourable mortgage conditions, driven by interest rate cuts from the European Central Bank (ECB), have encouraged prospective buyers to enter the market. This surge in demand has led many homeowners to sell their properties within weeks, or even days. However, such urgency can result in costly errors that affect the final outcome of the sale. Common mistakes include miscalculating municipal capital gains tax, property tax or incurring unexpected notary fees.

The purpose of this article is to provide a general overview of the full legal procedure on buying resale property from a private individual.

Springtime is upon us. It is again that bright season of the year where flowers and clovers bloom, bees dart around doing whatever it is they do, and real estate agents are busy dusting off glossy house brochures with big smiles on their faces.

Properties for sale in Spain with gardens offer an attractive blend of indoor-outdoor living, epitomising the Mediterranean lifestyle.

What is the real cost of buying a property in Spain in 2025? Buying a house in Spain can be a both exciting and daunting for many reasons, especially for expats who are moving abroad and buying property in Spain for the first time.

Purchasing a luxury property in Spain is an exciting journey. You will explore gorgeous locations and see some of the most in-demand homes on the market.

One of the biggest challenges in Spain’s housing market is the difficulty millions face in purchasing a property, particularly among groups such as young people, families with children or dependent relatives and those with limited financial resources.Macroeconomic, labour and social conditions, alon

Sixty per cent of Spaniards find it "hard or very hard" to take out a mortgage, according to the Unión de Créditos Inmobiliarios (UCI), a joint venture between Banco Santander and BNP Paribas.

When two married people buy a house, they usually take out a mortgage loan together. But what happens if the marriage breaks up, and who should pay the mortgage if they divorce?

The percentage of household income needed to access a home grew to 23.1% for buying and up to 35.7% for renting during the last year, according to a study published by idealista based on Q2 2024 data. The lack of supply and the consequent increase in prices is why the rent burden has reached the maximum recommended by experts with an increase of four points in the last year.

Navigating the process of buying or renting a house in Spain can be daunting, especially if you’re not fluent in Spanish. Understanding and using key phrases will not only ease your communication but also help you make informed decisions.

If you are planning to move to Spain, you should first run a basic checklist, and by doing so, you are sure to get through the whole process smoothly.

Real estate professionals are increasingly needed to mediate operations. According to data from the Federation of Associations of Real Estate Companies (FADEI), the Spanish real estate sector employers' association, real estate agencies already mediate seven out of ten home purchase and rental operations in Spain. According to the association, the benefits of having the services of a professional in the sector are clear: a real estate agency can sell a home 30% quicker and, can reduce viewings by 80% for rental properties.

Property auctions in Spain can be an exciting and potentially lucrative way to purchase real estate. Buying property at auction allows you to get your hands on a house in Spain for considerably less than the market value.

The movements of some banks to improve the conditions of their fixed-rate mortgage loans have given a twist to the mortgage war. And the trend will increase in the coming months. The luxury real estate company Engel & Völkers assures that the improvement in mortgage offers will give speed to the market, while the economist and consultant Gonzalo Bernardos believes that fixed rates will return to 2% at the end of the year.

House auctions are a great opportunity to buy a property for less than its market value, with savings of up to 50% in some cases. Although once dominated by investors, more and more people are looking for a more affordable alternative in a market that continues to rise.

Buying or selling a home is one of life's milestones, as it requires a major investment and many hopes and dreams are poured into it. However, a great deal of stress is also involved. Preparation is needed for everything to run smoothly and for the transaction to be successful.

Spain, a country synonymous with sun-drenched beaches, rich history, and vibrant culture, also boasts some of the most luxurious homes in Europe.

Many people know what their dream home is like and wonder whether they should buy or build a house. Both options have pros and cons, and what you decide depends on your needs, preferences and budget. Examine the implications to make the right choice.

Buying a house is one of the most important moments in a person's life. Many hopes, dreams and money are invested in this decision. However, it's always a good idea to prepare some questions to ask the seller or the real estate agency that manages the property to avoid risks.

There are several ways to buy a property in Spain, from the typical sale to rent-to-own schemes, allowing the tenant to purchase the property they occupy after paying a monthly rent for a specific period.

In Spain, confirmatory deposit contracts (arras confirmatoria) are legal agreements commonly used in real estate and commercial transactions.

As Christmas gets closer, you might want to think about snagging a house—it's a great time for it. Sellers are in a rush to get on with their holiday plans, and that can speed up the whole buying process.

The Technical Building Inspection (ITE) is a compulsory procedure that buildings of a certain age must undergo in specific cases.